Archive for June, 2009

whole life or term policy?

Lai L asked: Mom is 78 still healthy. I was quoted by a friend of my sister that she should take out a whole life policy on my mom for $50,000, at $275/mo
I found a 10 year Term policy with the same benefit that’s about $75 less.
Mom currently has no life insurance on her. [...]

Long-Term Care Insurance?

Jeremy W asked: My wife and I are 66 and in good health but considering long term health care insurance. Our broker has got us a couple of quotes, one from John Hancock and one from Auto-Insurance Life; Any words of wisdom on what to look for or avoid would be most welcome.Caffeinated Content

Is a whole term life insurance with a retirement plan a good idea?

Larhonda C asked: I had a meeting with and finace agent about geting my retiriment ready and he tried to sell me whole insurance with retirirment I have term insurance right nowCaffeinated Content – Members-Only Content for WordPress

What term life insurance options are available for people with heart issues?

Mr G asked: For instance, on meds for high blood pressure, beta blockers, etc.term life insurance

Any reputable life/disabilty/LTC insurance lead providers?

JB asked: I am a new agent. I work for a company that does life insurance, disability insurance and long term care.
Business is not great – I want to buy “exclusive” “qualified” leads. Agents – have any of you had any experience with buying leads?
is it a good way to grow your business?
what [...]

Where can I find term life insurance that doesnt penalize me for participating in hiking(risky sports)?

Michael R asked: I like to do day hikes and some snow climbing with no technical equipment, and overnites. I recently attempted to get term life insurance only to find extra charges because of my sport of choice.Kansieo.com

What type of insurance pays you a monthly cash benefit in the event you’re injured and cannot work?

opal s asked: A.) Automobile Insurance
b.) Long Term Care Insurance
c.) Disability Insurance
d.)Life InsuranceKansieo.com

Is it better to have term life insurance or whole life insurance?

K.C. asked: I am 26 years old and just had a baby and want to know which insurance is better whole or term.
How do I determine how much to get?
Who besides my daughter if anyone should be the beneficiary? Note: Her father and I aren’t married but I was considering leaving him a [...]

What is the best online term life insurance finder?

lakiesha asked: there seems to be a million of them on the net; which is considered areliable finder of good term products from good life ins companies?Create a video blog…instantly.

Insurance, Investment?

jewella503 asked: PLEASE TELL ME THE ANSWER FOR THE BLANK.
Whole life is comprised of Term Life Insurance plus an Investment component. It is much cheaper to buy _______ Insurance separately and invest in a low-cost Index fund, like Vanguard.Create a video blog