Archive for August, 2009

What is the cheapest term life insurance and what do you have to go thru in order to get it? ?

Csi Fan 33 asked: What is the cheapest term life insurance and what do you have to go thru in order to get it? Any help on that would be appreciated thanks; i am 33 years old; i am in ok health i tried to get life insurance before and was turned down; i have [...]

Can someone tell me the difference between Whole Life and Term Life insurance? Help?

HelpMeRhonda asked: I’m not sure if this is the right catagory, but I need some answers before I change insurance companies, so any help here is greatly appreciated.Create a video blog…instantly.

Question about purchasing term life insurance while awaiting a universal policy?

James R asked: I recently applied for univeral life insurance. Can I purchase term in the meantime..?
..In other words, can I purchase term life insurance while awaiting confirmation of my universal policy – with the same insurance company (I know I will be approved for universal because of my good health). Please, informed answers only. [...]

when the term is up on term life insurance, what happens to the money you paid? do you get it back?

tythegemini asked: im in my early twenties and im looking for life insurance outside of my job. i want to know if you sign up for term life insurance and the term is up what happens with the money you’ve paid? or is it just better to sign up for whole life insurance?Caffeinated Content

When applying for term life insurance; What do they look for in the blood and urine test exactly?

?TouchedByAnAtheist? asked: I’m just curious, we have a nurse who is coming to draw blood. I’ve been told its for pre-exhisting conditions but what does that mean exactley?Create a video blog

I’ve just had a baby boy, and my girlfriend and I need term life insurance, can you help me find a great deal?

emo_rox12 asked: I live in Texas-San Antonio, I am 19 and she is 19 and we are both non-smokers in good health, we are full time college students, we have a very limited income, and even more so with our new baby boy! I am really stressing for him and I need some coverage for [...]

Can I convert a Northwest Mutual Variable Life Insurance policy to a Term Life Insurance Policy?

Kathleen K asked: I signed up for the expensive Variable Life Insurance policy when I was making lots of money. Now that my earnings have dropped, the Variable plan is too expensive. I have some health issues which will prevent me from getting a reasonable rate on a new term life policy. Is it likely [...]

Can someone please explain the diff. between term life insurance and regular life?

honey_08 asked: Also is it better to just by a plot burial and lock in the rates today, my job does not offer life insurance and i would like some type of reassurance for my family if i were to die. I’m in the 25-35 yr range group, can anyone suggest polices or explain them [...]

How long should I get a term life insurance policy for?

tanorak2 asked: I’m researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60, 75 or 100 years?Caffeinated Content

Does anyone know if whole life insurance is better than term life?

jjco07 asked: Say your in your late 30’s and completely healthy, have a term life insurance for 250k for 20 years and you dont die in 20 yrs, your now close to 60 and have to start over dont you?
Any advice would be helpful! Thanks!Create a video blog