Archive for February, 2010

If you needed life insurance would you “rent” it or buy it?

cashan72 asked: Term insurance vs permanent insurance, one is cheap but is pure insurance, you do not build cash value, the other is more expensive and builds cash value over time. One is betting you will die, the other is betting you will live.Kansieo.com

If I buy a term life insurance policy with a term of 20 years.what happens at he end of the 20 yrs?

dog whisperer asked: I know this sounds dumb, but do i just put the policy in a safe deposit box until I die? I’m in my 40’s and know I need to get a policy, and just have so many questions that I can’t seem to find the answers to on the web. [...]

India which is the best Life insurance?

pra123 asked: Hi,
I am from India and my age is 29 years. I am looking for Term insurance for life coverage for 25 lakhs.
It should cover death , permanent disability and my medical expenses.
Please let me know which life insurance is good in india for all above my requests.
ThanksCaffeinated Content – [...]

short term disability/ maternity leave not on insurance?

b asked: i am due in january,i have insurance(humana) through work, but it does not cover short term disability or maternity leave, is there anything i can do to get paid while on leave?
yeah i am very aware that it is their right to not pay me. I cannot afford to just leave and [...]

Filed for pregnancy short term disability. After checking w/ insurance company many times due to no response,?

janmar2007 asked: I am now being told I had to have had the policy for 10 months. I have requested several times for explanation of my beneftis which I have not received yet in the mail. I keep getting different stories, either my case is preexisting ( because I picked up health/std insurance in Jan [...]

please explain how universal life insurance works in details?

Charles C asked: is it the same as variable insurance wherein you can increase or decrease your insurance coverage for the same premium or universal life have a fix premium for a given age and amount and if you want to increase your coverage, you just add a yearly term insurance?How do you increase its [...]

In terms of life insurance – what’s best? Term or Whole?

somepurpose asked: The person is a 54 yr old female, presently on disability with a fixed income and 1 adult child, no grands. How much is recommended if they just want to be able to cremate after death.Caffeinated Content

I am on long term disability. I am experiencing problems getting health insurance. Any ideas?

Katetrinity asked: I cannot get medicaid because I make too much money. I cannot draw medicare for two years. My major problem is prescription coverage. At this point I don’t care about hospital coverage. I have COPD so I have a lot of medications that I have to take to stay alive. Any help is [...]