Archive for March, 2011

What you’ll get from a President Giuliani?

GREAT_AMERICAN asked: Presidential Commitments
What you’ll get from a President Giuliani.
By Rudy Giuliani
I am making 12 Commitments to the American People. They are intended to lift our vision from the rearview mirror to the road ahead. If I am elected president, I want to be held accountable for the progress we make as a nation.
1) I [...]

Econ project help?

Heather asked: My econ teacher had me ask these questions, but none of the businesses I contact will return my calls. Questions:
a. Change in premium if go from $500 deductible to $1000 deductible. Each Quote is with a $500 deductible.
[...]

Help with financial questions?

Navy wife asked: 1. The market allocates capital to companies based on
a) risk.
b)efficiency.
c)expected returns.
d)all of the above
2. The belief that investors require a higher return to entice them into holding long-term securities is the viewpoint of the
a) the [...]

How do I get appointed to sell insurance products for John Hancock and Metlife?

sdtcreative asked: I hold Illinois insurance licenses. I want to start my own insurance agency to sell long term care, life, health and disability products.Website content

Expected value math help?

collapsed4life asked: Based on mortality tables, the probability of a 20 year old male living to age 21 is 0.99. What is the expected value of a $1,000 one year term life insurance on 20 year old male from the insurance companys point of view? Assume that the yearly premium is $25.25.
2nd ?: Assume [...]

which is the best life insurance policy in USA?

mlbb4u asked: I am student and I wish to take an insurance policy so that my parents could benefit from it incase of any bizzare circumstances happening to me. I am not a citizen of USA, I wish to stay for approximately 5 more years so I need an insurance policy for me.
Can any1 suggest [...]

Is this really possible? Mutual funds vs Whole life insurance?

ratmforever asked: I understand that the investment linked with whole life offers very little returns compared to real investments like mutual funds. Now I tried this online compound calculator http://www.math.com/students/calculators/source/compound.htm to see if mutual funds can really beat insurance “investments”.
I placed the following data in the calculator:
Years: 40
Percent Yield: 12%
Initial Balance: $500
Monthly Contribution: $100
Final Balance: [...]

Is there a way to self annuitize one’s investment?

earlyout55 asked: I’ve looked at fixed income annuities straight life, and guaranteed 10 year payouts. Is there a way one can buy private term life insurance cheap enough to allow a straight life annuity with the first 10 years covered by term life insurance? I’m hoping the self purchase of term life insurance [...]

What accounts would these go in?

Ellen asked: balance sheet.
(a) Current assets. (f) Current liabilities.
(b) Investments. (g) Non-current liabilities.
(c) Property, plant, and equipment. (h) Capital stock.
(d) Intangible assets. (i) Additional paid-in capital.
(e) Other assets. (j) Retained earnings.
Indicate by letter where each of the following items would be classified.
1. Preferred stock.
2. Goodwill.
3. Wages payable.
4. Trade accounts payable.
5. Buildings.
6. Trading [...]

Windows 7 on Netbooks?

Apollyon asked: I’m getting a netbook toady. I’ve read a lot of reviews saying that Windows 7 RC didn’t put a lot of strain on their netbooks in terms of battery life and performance. Anyone have experience with 7 Premium/Ultimate on a netbook?Create a video blog…instantly.